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Online loans originated from ApplyAdvanceAmerica.com are offered and funded by CashNetUSA, and marketed by Advance America.

Regulatory and Counseling Contact Information

A payday loan or cash advance can be a smart, fast and secure financial option. However, payday loans should be used for short-term needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. Some helpful agencies are listed below.

Find the contact information for your state's regulatory agency below.

CashNetUSA and third party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CST Mon. – Thu. or by 7pm CST Sun. Due to state and verification requirements, not all customers may be eligible for instant approval by CashNetUSA or third party lenders. CashNetUSA or third party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Tele-Track and CL Verify. If you have defaulted on past transactions, you may be declined for an advance from or through CashNetUSA. Some customers may be required to submit additional documentation under state law and CashNetUSA or lender qualification criteria. Please see Rates and Terms to check product availability in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a broker to arrange a loan between you and a third party lender, or (ii) connect you with a financial matching service.

Customer Notice: Cash advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

Any references on ApplyAdvanceAmerica.com website to "we", "us", and "our" refer solely to CashNetUSA.

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